Countless gurus make a living identifying and interpreting alleged signs of the Apocalypse, but not me.  For no fee whatsoever I will address a revelation I had when I heard the recycled Romney/Ryan campaign slogan, ?Are you better off today than you were four years ago?? Those words are a danger sign not simply because Romney is recycling a theme Ronald Reagan used in 1980, but because only a handful of people fail to respond to the, ?Are you better off...?? query in terms other than material wealth.